:root{--navy:#0F2D4F;--navy2:#173C66;--navy3:#22365E;--gold:#5CD6B1;--gold2:#A8EBD6;--acc-ink:#0E7C5E;--sky:#DCE8F2;--ivory:#F3F7F8;--paper:#FFFFFF;--ink:#131722;--muted:#5A6275;--line:#E3DDD1;--ok:#1E8A5A;--warn:#C9822B;--bad:#C4453C;--c1:#5CD6B1;--c2:#4F86C4;--c3:#7FB6A2;--c4:#B98FD1;--c5:#0F1B33;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--ivory);color:var(--ink);font-family:Manrope,system-ui,-apple-system,Segoe UI,sans-serif;font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:'Bricolage Grotesque',system-ui,sans-serif;font-weight:700;line-height:1.04;margin:0;letter-spacing:-.02em;text-wrap:balance}
h1{font-size:clamp(40px,5.6vw,78px)}h2{font-size:clamp(32px,4.2vw,54px)}h3{font-size:24px}
em{font-style:normal;color:var(--gold)}
.wrap{max-width:1240px;margin:0 auto;padding-inline:20px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12.5px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--acc-ink)}
.hero .eyebrow,.pp .eyebrow,.final .eyebrow,.tool .eyebrow{color:var(--gold)}
.h1eb{display:flex;font-family:Manrope,sans-serif;line-height:1.3;margin-bottom:18px}
.eyebrow:before{content:"";width:26px;height:1.5px;background:currentColor}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:999px;font:700 16px Manrope,sans-serif;text-decoration:none;border:0;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px)}.btn:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,a:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 14px 30px -14px rgba(92,214,177,.9)}.btn-gold:hover{background:#78DEBF}
.btn-yel{background:#FFD166;color:var(--navy);box-shadow:0 12px 28px -12px rgba(255,209,102,.8)}.m-only{display:none!important}@media(max-width:980px){.m-only{display:inline-flex!important}.d-only{display:none!important}}
.btn-navy{background:var(--navy);color:#fff}.btn-white{background:#fff;color:var(--navy)}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border:1.5px solid rgba(255,255,255,.35);backdrop-filter:blur(6px)}
svg.i{width:18px;height:18px;flex:none}
/* header */
header.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:rgba(15,45,79,.86);backdrop-filter:blur(14px);color:#fff}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:70px;gap:14px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}.logo b{font:700 24px/1 'Bricolage Grotesque',system-ui,sans-serif;letter-spacing:-.03em}.logo b i{font-style:normal;color:var(--gold)}.lmark{display:flex}
nav.main{display:flex;gap:26px}nav.main a{color:rgba(255,255,255,.78);text-decoration:none;font-weight:600;font-size:14.5px}nav.main a:hover{color:#fff}
.hcta{display:flex;gap:12px;align-items:center}.hcta .tel{color:#fff;font-weight:700;text-decoration:none;font-size:14.5px}
@media(max-width:480px){header.top .wrap{gap:8px}.logo b{font-size:20px}.lmark svg{width:26px;height:26px}.hcta .btn{padding:0 12px;font-size:13px;white-space:nowrap}.burger{width:40px;height:40px}}
.burger{display:none;width:44px;height:44px;border:0;border-radius:12px;background:rgba(255,255,255,.1);cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px;margin-left:auto}.burger span{display:block;width:20px;height:2px;border-radius:2px;background:#fff;transition:.2s}
.burger[aria-expanded=true] span:nth-child(1){transform:translateY(7px) rotate(45deg)}.burger[aria-expanded=true] span:nth-child(2){opacity:0}.burger[aria-expanded=true] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(max-width:980px){.burger{display:flex}header.top nav.main.open{display:flex;flex-direction:column;gap:0;position:absolute;left:0;right:0;top:100%;background:var(--navy);padding:8px 20px 18px;border-top:1px solid rgba(255,255,255,.1);box-shadow:0 20px 30px -20px rgba(0,0,0,.6)}header.top nav.main.open a{padding:14px 0;font-size:16px;border-bottom:1px solid rgba(255,255,255,.08)}header.top .wrap{position:relative}
nav.main:not(.open),.hcta .tel{display:none}.hcta .btn{min-height:42px;padding:0 16px;font-size:14px}}
/* hero */
.hero{position:relative;color:#fff;background:var(--navy) url(/img/hero.webp) center right/cover no-repeat;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,45,79,.97) 0%,rgba(15,45,79,.88) 38%,rgba(15,45,79,.35) 72%,rgba(15,45,79,.15) 100%)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;padding-block:76px 88px}
.hero h1 .h1a{display:block;font-size:.56em;line-height:1.1;color:#fff;margin-bottom:.12em;letter-spacing:-.01em}
.hero h1 em{display:block;font-size:1.08em;line-height:1}
.hero p.lead{font-size:19px;color:rgba(255,255,255,.8);max-width:540px;margin:22px 0 30px}
.hero-punch{margin:-14px 0 26px;font-size:14px;font-weight:800;letter-spacing:.04em;color:var(--gold2)}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.proof{display:flex;gap:40px;flex-wrap:wrap}
.proof div{font-size:13.5px;color:rgba(255,255,255,.72);line-height:1.3}.proof b{display:block;font:700 34px 'Bricolage Grotesque',system-ui,sans-serif;color:#fff}
.notary{margin-top:34px;max-width:520px;border-radius:22px;padding:20px 22px;background:linear-gradient(135deg,rgba(92,214,177,.2),rgba(92,214,177,.06));border:1.5px solid rgba(92,214,177,.55)}
.nt-head{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.nt-x{font:700 64px/0.9 'Bricolage Grotesque',system-ui,sans-serif;color:var(--gold)}
.nt-t{font:800 17px/1.2 Manrope,sans-serif;color:#fff;text-transform:uppercase;letter-spacing:.04em}.nt-t em{font:700 24px 'Bricolage Grotesque',system-ui,sans-serif;text-transform:none;letter-spacing:0;color:var(--gold2)}
.nt-row{display:grid;grid-template-columns:58px 1fr auto;gap:12px;align-items:center;margin-top:8px}
.nt-l{font-size:13.5px;font-weight:700;color:rgba(255,255,255,.8)}
.nt-bar{height:14px;border-radius:99px;background:rgba(255,255,255,.1);overflow:hidden}.nt-bar i{display:block;height:100%;border-radius:99px}
.nt-bar.old i{background:repeating-linear-gradient(135deg,rgba(255,255,255,.45) 0 6px,rgba(255,255,255,.3) 6px 12px)}
.nt-bar.new i{background:var(--gold);box-shadow:0 0 18px rgba(92,214,177,.7)}
.nt-v{font:800 15px Manrope,sans-serif;font-variant-numeric:tabular-nums;color:rgba(255,255,255,.75);text-decoration:line-through;text-decoration-color:rgba(255,255,255,.4)}.nt-v.gold{color:var(--gold2);text-decoration:none;font-size:17px}
.nt-foot{margin-top:14px;font-size:14px;color:rgba(255,255,255,.85)}.nt-foot b{color:var(--gold2)}
.proof{margin-top:26px}
.hvis{position:relative;min-height:470px}
.hv-img{position:absolute;inset:0 0 0 40px;border-radius:30px;background:var(--navy2) center/cover no-repeat;box-shadow:0 40px 80px -30px rgba(0,0,0,.55)}
.hv-b{position:absolute;background:rgba(255,255,255,.96);color:var(--navy);border-radius:18px;padding:14px 18px;box-shadow:0 20px 40px -18px rgba(0,0,0,.45);min-width:170px}
.hv-b b{display:block;font:700 28px/1.05 'Bricolage Grotesque',system-ui,sans-serif;letter-spacing:-.02em}.hv-b span{font-size:13px;font-weight:600;color:var(--muted)}
.hv-b.b1{left:0;top:40px}.hv-b.b2{right:-14px;top:190px}.hv-b.b3{left:10px;bottom:36px}
@media(max-width:980px){.hvis{min-height:340px}.hv-img{inset:0}.hv-b{min-width:0;padding:10px 14px}.hv-b b{font-size:22px}.hv-b.b1{left:12px;top:14px}.hv-b.b2{right:12px;top:auto;bottom:90px}.hv-b.b3{left:12px;bottom:14px}}
.quick{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-radius:26px;padding:26px;box-shadow:0 40px 80px -30px rgba(0,0,0,.6)}
.quick h3{font-size:30px;margin-bottom:4px}.quick .sub{font-size:13.5px;color:rgba(255,255,255,.7);margin:0 0 18px}
.quick .big{font:700 clamp(46px,5.4vw,64px)/1 'Bricolage Grotesque',system-ui,sans-serif;color:var(--gold2);margin:6px 0 2px;font-variant-numeric:tabular-nums}
.quick .row{display:flex;justify-content:space-between;font-size:14px;padding:9px 0;border-top:1px solid rgba(255,255,255,.14)}
.quick .row b{font-variant-numeric:tabular-nums}
@media(max-width:980px){.hero{background-position:70% center}.hero:before{background:linear-gradient(180deg,rgba(15,45,79,.92),rgba(15,45,79,.8) 60%,rgba(15,45,79,.95))}.hero .wrap{grid-template-columns:1fr;padding-block:44px 56px}}
/* sliders */
.ctl{margin-bottom:18px}.ctl .top{display:flex;justify-content:space-between;align-items:baseline;gap:10px;margin-bottom:8px}
.ctl label,.ctl .lbl{font-weight:700;font-size:14px}
.ctl .val{display:flex;align-items:center;gap:4px;font-weight:800;font-variant-numeric:tabular-nums}
.ctl .val input{width:112px;text-align:right;border:1.5px solid var(--line);border-radius:10px;height:36px;padding:0 10px;font:800 15px Manrope,sans-serif;color:inherit;background:transparent}
.ctl .val input.sm{width:72px}
.ratefix{display:flex;flex-direction:column;justify-content:center;min-height:52px;padding:8px 14px;border-radius:12px;background:var(--bg2,#F3F7F8);border:1.5px solid var(--line)}.ratefix b{font:800 20px Manrope,sans-serif;color:var(--navy)}.ratefix span{font-size:12px;color:var(--muted)}
.hint{font-size:12.5px;color:#475066;margin-top:6px;line-height:1.4}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;margin:0;--p:50%}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:9px;background:linear-gradient(90deg,var(--gold) var(--p),var(--line) var(--p))}
input[type=range]::-moz-range-track{height:6px;border-radius:9px;background:var(--line)}input[type=range]::-moz-range-progress{height:6px;border-radius:9px;background:var(--gold)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--navy);margin-top:-9px;box-shadow:0 4px 10px rgba(15,45,79,.25);cursor:grab}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:3px solid var(--navy);cursor:grab}
.quick input[type=range]::-webkit-slider-runnable-track{background:linear-gradient(90deg,var(--gold) var(--p),rgba(255,255,255,.22) var(--p))}
.quick input[type=range]::-webkit-slider-thumb{border-color:var(--gold)}
.pills{display:flex;gap:6px;flex-wrap:wrap}
.pills button{flex:1;min-width:48px;min-height:44px;border-radius:12px;border:1.5px solid var(--line);background:#fff;font:700 14px Manrope,sans-serif;color:var(--ink);cursor:pointer;padding:0 10px}
.pills button[aria-pressed=true]{background:var(--navy);border-color:var(--navy);color:#fff}
.quick .pills button{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.2);color:#fff}.quick .pills button[aria-pressed=true]{background:var(--gold);border-color:var(--gold);color:var(--navy)}
select.sel,input.txt{height:46px;border-radius:12px;border:1.5px solid var(--line);padding:0 12px;font:600 15px Manrope,sans-serif;background:#fff;color:var(--ink);width:100%}
#notBox.off #notAmt{color:var(--ok)}.notrow .top{margin:0;padding:14px 16px;border-radius:14px;background:var(--ivory)}.notrow small{font-weight:600;color:var(--muted)}.notrow b{font-variant-numeric:tabular-nums}
.switch{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:14px 16px;border-radius:14px;background:var(--ivory);margin-bottom:12px;cursor:pointer}
.switch b{font-size:14.5px}.switch small{display:block;font-size:12.5px;color:var(--muted);font-weight:500}
.switch input{appearance:none;-webkit-appearance:none;width:48px;height:28px;border-radius:99px;background:#CFC8BA;position:relative;flex:none;cursor:pointer;transition:background .2s}
.switch input:after{content:"";position:absolute;top:3px;left:3px;width:22px;height:22px;border-radius:50%;background:#fff;transition:transform .2s;box-shadow:0 2px 5px rgba(0,0,0,.2)}
.switch input:checked{background:var(--ok)}.switch input:checked:after{transform:translateX(20px)}
/* band */
.band{background:var(--navy2);color:#fff}
.band .wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0}
.band .k{padding:30px 22px;border-left:1px solid rgba(255,255,255,.1)}.band .k:first-child{border-left:0}
.band .k b{display:block;font:700 42px/1 'Bricolage Grotesque',system-ui,sans-serif;color:var(--gold2)}.band .k span{font-size:14px;color:rgba(255,255,255,.72)}
@media(max-width:820px){.band .wrap{grid-template-columns:1fr 1fr}.band .k:nth-child(3){border-left:0}.band .k{border-top:1px solid rgba(255,255,255,.1)}}
section{padding-block:96px}@media(max-width:640px){section{padding-block:64px}}
.head{max-width:780px;margin-bottom:40px}.head p{font-size:18px;color:var(--muted);margin:16px 0 0}
/* simulator */
#sim{background:linear-gradient(180deg,var(--ivory),#EFEAE1)}
.tabs-l{margin:0 0 8px;font-weight:800;font-size:14px;color:var(--muted)}
.tabs{display:inline-flex;background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px;gap:4px;margin-bottom:24px;flex-wrap:wrap}
.tabs button{border:0;background:transparent;border-radius:999px;min-height:44px;padding:0 20px;font:700 15px Manrope,sans-serif;color:var(--muted);cursor:pointer}
.tabs button[aria-selected=true]{background:var(--navy);color:#fff}
@media(max-width:520px){.tabs{display:flex;flex-wrap:nowrap;width:100%}.tabs button{flex:1;padding:0 8px;font-size:13.5px}}
.simgrid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:22px;align-items:start}
@media(max-width:1020px){.simgrid{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:24px}
.group{border-bottom:1px solid var(--line)}.group:last-child{border:0}
.group>button{width:100%;display:flex;align-items:center;justify-content:space-between;gap:12px;background:none;border:0;padding:20px 24px;font:800 16px Manrope,sans-serif;color:var(--ink);cursor:pointer;text-align:left}
.group>button .n{display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--ivory);font-size:13px;margin-right:10px;color:var(--navy)}
.group>button .chev{transition:transform .2s;color:var(--gold)}.group.open>button .chev{transform:rotate(180deg)}
.group .body{padding:2px 24px 20px;display:none}.group.open .body{display:block}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:520px){.two{grid-template-columns:1fr}}
.res{position:sticky;top:90px;background:var(--navy);color:#fff;border-radius:24px;padding:28px;overflow:hidden}
@media(max-width:1020px){.res{position:static}}
.res .lbl{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:rgba(255,255,255,.6)}
.res .main{display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center}
.res .mens{font:700 clamp(54px,6vw,76px)/1 'Bricolage Grotesque',system-ui,sans-serif;color:var(--gold2);font-variant-numeric:tabular-nums}
.res .mens small{font:600 16px Manrope,sans-serif;color:rgba(255,255,255,.7)}
.gauge{width:170px;text-align:center}.gauge svg{width:170px;height:100px;display:block}.gauge b{display:block;font:800 22px Manrope,sans-serif;margin-top:-34px;font-variant-numeric:tabular-nums}.gauge span{font-size:12px;color:rgba(255,255,255,.65)}
@media(max-width:520px){.res .main{grid-template-columns:1fr}.gauge{margin:0 auto}}
.ialert{display:flex;gap:10px;align-items:flex-start;margin-top:10px;padding:12px 14px;border-radius:12px;background:#FFF1E6;color:#7A2E0E;border:1.5px solid #F59E6B;font-size:13.5px;line-height:1.4}.ialert b{display:block;font-size:14px}.ialert svg{flex:none;margin-top:1px}
.alert{display:flex;gap:14px;align-items:flex-start;margin-top:16px;padding:16px 18px;border-radius:16px;background:#FFF1E6;color:#7A2E0E;border:2px solid #F59E6B}
.alert svg{flex:none;margin-top:2px}.alert b{display:block;font-size:15.5px;margin-bottom:2px}.alert span{font-size:14px;line-height:1.45}
.tiles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:22px}
.tile{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:14px}
.tile span{font-size:12px;color:rgba(255,255,255,.62);display:block}.tile b{font-size:19px;font-variant-numeric:tabular-nums}
.tile.gold{background:rgba(92,214,177,.16);border-color:rgba(92,214,177,.35)}.tile.gold b{color:var(--gold2)}
@media(max-width:520px){.tiles{grid-template-columns:1fr 1fr}.tiles .tile:first-child{grid-column:1/-1}}
.plan{display:grid;grid-template-columns:150px 1fr;gap:22px;align-items:center;margin-top:24px}
@media(max-width:520px){.plan{grid-template-columns:1fr}.plan svg{margin:0 auto}}
.legend{display:grid;gap:10px;font-size:14px}.legend .lgr{display:flex;align-items:center;gap:10px;justify-content:space-between}.legend small{display:block;margin:2px 0 0 20px;font-size:12.5px;color:var(--gold2);font-weight:700}
.legend i{width:10px;height:10px;border-radius:3px;flex:none}.legend span{display:flex;align-items:center;gap:10px}.legend b{font-variant-numeric:tabular-nums}
.chip{display:inline-flex;align-items:center;gap:6px;padding:6px 12px;border-radius:999px;font-size:12.5px;font-weight:800}
.chip.ok{background:rgba(30,138,90,.18);color:#8FE0B8}.chip.no{background:rgba(196,69,60,.2);color:#FFB4AC}.chip.mid{background:rgba(92,214,177,.2);color:var(--gold2)}
.detail{margin-top:24px;border-radius:18px;background:var(--navy2);padding:22px}
.locked:not(.open) .inner{max-height:190px;overflow:hidden}.locked .inner{padding:22px;filter:blur(8px);pointer-events:none;user-select:none;transition:filter .4s}
.locked.open .inner{filter:none;pointer-events:auto;user-select:auto}
.gate{position:relative;display:flex;flex-direction:column;justify-content:center;gap:10px;padding:24px;background:linear-gradient(180deg,rgba(23,60,102,.55),rgba(23,60,102,.92) 40%)}
.locked.open .gate{display:none}
.gate h3{font-size:30px}.gate p{margin:0;color:rgba(255,255,255,.8);font-size:14px}
.gate form,.lf{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.gate input,.lf input,.lf select{height:50px;border-radius:12px;border:1.5px solid transparent;padding:0 14px;font:600 15px Manrope,sans-serif;min-width:0}
.lf input,.lf select{border-color:var(--line);background:#fff}
.full{grid-column:1/-1}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:12px;line-height:1.45;opacity:.9}.consent input{width:18px;height:18px;margin-top:2px;flex:none}
@media(max-width:520px){.gate form,.lf{grid-template-columns:1fr}.gate{position:relative;background:var(--navy2)}.locked:not(.open) .inner{display:none}}
table.t{width:100%;border-collapse:collapse;font-size:13.5px;font-variant-numeric:tabular-nums}
table.t th{text-align:right;font-weight:700;color:rgba(255,255,255,.6);padding:8px 6px;border-bottom:1px solid rgba(255,255,255,.14)}table.t th:first-child,table.t td:first-child{text-align:left}
table.t td{text-align:right;padding:7px 6px;border-bottom:1px solid rgba(255,255,255,.07)}
.scroll{overflow-x:auto;max-height:280px;overflow-y:auto}
.lines{display:grid;gap:0}.lines div{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:14.5px}.lines b{font-variant-numeric:tabular-nums}
.sub-h{font:800 13px Manrope,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--gold2);margin:26px 0 10px}
.vs{display:grid;grid-template-columns:1fr 1fr;gap:10px}.vs>div{border-radius:14px;padding:14px;background:rgba(255,255,255,.06)}.vs>div.win{background:rgba(30,138,90,.16);border:1px solid rgba(30,138,90,.4)}
.vs span{font-size:12.5px;color:rgba(255,255,255,.65);display:block}.vs b{font-size:22px;display:block;font-variant-numeric:tabular-nums}
.calls{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}.calls div{background:rgba(255,255,255,.06);border-radius:12px;padding:10px;font-size:12px;color:rgba(255,255,255,.7)}.calls b{display:block;color:#fff;font-size:15px}
@media(max-width:520px){.calls{grid-template-columns:1fr 1fr}}
.gstep{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.stepper{display:flex;gap:8px;font-size:12.5px;font-weight:800}.stepper button{flex:1;min-height:44px;padding:8px 10px;border-radius:10px;border:0;background:rgba(255,255,255,.1);color:rgba(255,255,255,.75);font:800 12.5px Manrope,sans-serif;cursor:pointer;text-align:left}.stepper button small{display:block;font-weight:600;opacity:.75}.stepper button.on{background:var(--gold);color:var(--navy)}
.gform select{height:50px;border-radius:12px;border:0;padding:0 12px;font:600 15px Manrope,sans-serif;min-width:0;background:#fff;color:var(--ink)}
.glbl{display:block;font-size:13px;font-weight:700;margin-bottom:6px;color:rgba(255,255,255,.85)}
.tps{display:flex;gap:6px;flex-wrap:wrap}.tp{flex:1}.tp input{position:absolute;opacity:0;pointer-events:none}
.tp span{display:grid;place-items:center;min-height:44px;min-width:56px;border-radius:12px;border:1.5px solid rgba(255,255,255,.3);font-weight:800;font-size:14px;cursor:pointer}
.tp input:checked+span{background:var(--gold);border-color:var(--gold);color:var(--navy)}.tp input:focus-visible+span{outline:3px solid var(--gold);outline-offset:2px}
.gback{background:none;border:0;color:rgba(255,255,255,.75);font:700 13.5px Manrope,sans-serif;cursor:pointer;min-height:40px}
.gerr{grid-column:1/-1;color:#FFC2BA;font-size:13px;font-weight:700}
@media(max-width:520px){.gstep{grid-template-columns:1fr}}
.adv-row{display:flex;gap:12px;align-items:center}
.avatar{width:48px;height:48px;border-radius:50%;background:var(--gold);color:var(--navy);display:grid;place-items:center;font:700 22px 'Bricolage Grotesque',system-ui,sans-serif;flex:none}
.mailF{display:grid;gap:8px;margin-top:16px;padding:16px;border-radius:16px;background:var(--navy2)}
.fc{margin-top:22px;display:grid;gap:10px}
.fcard{border-radius:16px;padding:16px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1)}
.fcard h4{margin:0 0 10px;font:800 12.5px Manrope,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--gold2)}
.fcard .big2{font:700 34px/1.05 'Bricolage Grotesque',system-ui,sans-serif;font-variant-numeric:tabular-nums}
.fcard p{margin:6px 0 0;font-size:13.5px;color:rgba(255,255,255,.78)}
.acw{position:relative}.acw .acin{width:100%}.acl{top:52px}
.clist{position:absolute;left:0;right:0;top:78px;z-index:20;background:#fff;border:1.5px solid var(--line);border-radius:12px;box-shadow:0 20px 40px -20px rgba(15,45,79,.4);max-height:260px;overflow:auto}
.clist button{display:flex;justify-content:space-between;width:100%;border:0;background:none;padding:12px 14px;font:600 14.5px Manrope,sans-serif;text-align:left;cursor:pointer;color:var(--ink)}
.clist button:hover,.clist button[aria-selected=true]{background:var(--ivory)}.clist small{color:var(--muted);font-weight:700}
.disc{font-size:11.5px;color:rgba(255,255,255,.5);margin-top:18px;line-height:1.5}
/* visual sections */
.why{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
@media(max-width:900px){.why{grid-template-columns:1fr}}
.ph{position:relative;border-radius:24px;overflow:hidden;min-height:420px;color:#fff;display:flex;flex-direction:column;justify-content:flex-end;padding:26px;background:var(--navy) center/cover no-repeat}
.ph:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,45,79,0) 25%,rgba(15,45,79,.92) 78%)}
.ph>*{position:relative}.ph b{font:700 54px/1 'Bricolage Grotesque',system-ui,sans-serif;color:var(--gold2)}.ph h3{font-size:30px;margin:6px 0 8px}.ph p{margin:0;color:rgba(255,255,255,.82);font-size:15px}
.steps{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:0;position:relative}
.steps:before{content:"";position:absolute;top:22px;left:4%;right:4%;height:2px;background:linear-gradient(90deg,var(--gold),var(--line))}
.st{position:relative;padding:0 14px}.st .dot{width:46px;height:46px;border-radius:50%;background:var(--navy);color:var(--gold2);display:grid;place-items:center;font:700 22px 'Bricolage Grotesque',system-ui,sans-serif;margin-bottom:16px;border:4px solid var(--ivory)}
.st h3{font-size:24px;margin-bottom:6px}.st p{margin:0;color:var(--muted);font-size:14.5px}
@media(max-width:900px){.steps,.steps.six{grid-template-columns:1fr;gap:22px}.steps:before{top:0;bottom:0;left:22px;right:auto;width:2px;height:auto}.st{padding:0 0 0 64px}.st .dot{position:absolute;left:0;top:0}}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 22px;margin-bottom:10px}
summary{cursor:pointer;list-style:none;padding:19px 0;font-weight:800;display:flex;justify-content:space-between;gap:14px}summary::-webkit-details-marker{display:none}
summary:after{content:"+";color:var(--gold);font-size:24px;line-height:1}details[open] summary:after{content:"–"}details p{margin:0 0 18px;color:var(--muted)}
.final{position:relative;border-radius:32px;overflow:hidden;color:#fff;background:var(--navy) url(/img/glass.webp) center/cover}
.final:before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(15,45,79,.95) 40%,rgba(15,45,79,.6))}
.final .in{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:36px;padding:56px;align-items:center}
.final p{color:rgba(255,255,255,.8);font-size:18px}.final .card p{color:var(--ink)}
@media(max-width:900px){.final .in{grid-template-columns:1fr;padding:28px}}
.deps-t{font-size:20px;margin:26px 0 12px}.deps-t a{color:inherit;text-decoration:none}.deps-t a:hover{color:var(--acc-ink)}.deps-n{margin-top:18px;color:var(--muted)}
.deps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}@media(max-width:900px){.deps{grid-template-columns:1fr 1fr}}
.dep{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:20px;border-radius:16px;background:#fff;border:1px solid var(--line);text-decoration:none;color:var(--ink);font-weight:800}.dep:hover{border-color:var(--gold)}.dep span{font:700 34px/1 'Bricolage Grotesque',system-ui,sans-serif;color:var(--gold)}
.local .dl{margin:8px 0 0;padding-left:20px;color:var(--muted);font-size:16px;line-height:1.7}.local .dl a{color:var(--ink)}.local p a:not(.btn){color:var(--ink);text-decoration-color:var(--gold);text-underline-offset:3px}.local p a:not(.btn):hover{color:var(--acc-ink)}
.local{max-width:820px}.local p{font-size:18px;color:var(--muted)}
.local h3{font-size:22px;margin:34px 0 8px;color:var(--ink)}.local .zl p{font-size:15px;line-height:1.6}.local .hint{font-size:13px}
.local .scroll{max-height:none;margin:10px 0;border:1px solid var(--line);border-radius:14px;background:#fff}
table.lt{width:100%;border-collapse:collapse;font-size:14.5px;font-variant-numeric:tabular-nums}table.lt th{color:var(--muted);border-bottom:1px solid var(--line);padding:10px 12px;white-space:nowrap}table.lt td{color:var(--ink);border-bottom:1px solid var(--line);padding:10px 12px;white-space:nowrap}table.lt tr:last-child td{border-bottom:0}table.lt td:first-child{font-weight:800}
.pp{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:center;background:var(--navy);color:#fff;border-radius:28px;padding:44px}
.pp p{color:rgba(255,255,255,.8);font-size:18px;margin:16px 0 0;max-width:560px}
.pp-r{display:grid;gap:10px}.pp-i{display:flex;flex-direction:column;padding:16px 20px;border-radius:16px;background:rgba(92,214,177,.12);border:1px solid rgba(92,214,177,.4)}
.pp-i b{font:700 30px/1.1 'Bricolage Grotesque',system-ui,sans-serif;color:var(--gold2)}.pp-i span{font-size:14.5px;color:rgba(255,255,255,.8)}
@media(max-width:900px){.pp{grid-template-columns:minmax(0,1fr);padding:24px}}
.logos{margin-top:40px;overflow:hidden}.lg-t{text-align:center;font-size:13px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin:0 0 18px}
.lg-track{display:flex;width:max-content;animation:lg 40s linear infinite}.lg-row{display:flex;gap:18px;padding-right:18px}
.lg{flex:none;width:190px;height:92px;border-radius:14px;background:#fff;border:1px solid var(--line);display:grid;place-items:center;padding:12px}
.lg img{max-width:100%;max-height:66px;object-fit:contain}
.lg.lgph{border-style:dashed;color:var(--muted);font-size:12px;font-weight:700;text-align:center}
@keyframes lg{to{transform:translateX(-50%)}}@media(prefers-reduced-motion:reduce){.lg-track{animation:none;width:auto}.lg-row{flex-wrap:wrap;justify-content:center;padding:0}.lg-row+.lg-row{display:none}}
.logos:hover .lg-track{animation-play-state:paused}
.steps.six{grid-template-columns:repeat(6,minmax(0,1fr))}
@media(max-width:900px){.steps.six{grid-template-columns:1fr}}
@media(max-width:600px){.courtier{flex-direction:column}}
.courtier{display:flex;gap:18px;align-items:flex-start;margin-top:40px;padding:26px;border-radius:22px;background:#fff;border:1px solid var(--line)}
.courtier .ci{width:56px;height:56px;border-radius:16px;background:var(--navy);color:var(--gold2);display:grid;place-items:center;flex:none}
.courtier h3{font-size:28px;margin-bottom:6px}.courtier p{margin:0;color:var(--muted)}
.pp-punch{font:700 26px/1.2 'Bricolage Grotesque',system-ui,sans-serif!important;color:var(--gold2)!important;margin-top:18px!important}
.stock{margin-top:56px;display:grid;grid-template-columns:1fr 1.1fr;gap:40px;align-items:center}
.stock .st-h p{color:var(--muted);font-size:18px;margin:16px 0 0}
.st-k{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.st-k>div{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px}
.st-k b{display:block;font:700 clamp(40px,4.4vw,58px)/1 'Bricolage Grotesque',system-ui,sans-serif;color:var(--navy);font-variant-numeric:tabular-nums}
.st-k span{display:block;margin-top:8px;font-size:14.5px;color:var(--muted);font-weight:600}
@media(max-width:520px){.lg{width:150px;height:74px}.lg img{max-height:52px}.st-k>div{padding:18px}}
@media(max-width:520px){.vs b{font-size:18px}}
.st-k .z{background:var(--navy);border-color:var(--navy)}.st-k .z b{color:var(--gold)}.st-k .z span{color:rgba(255,255,255,.8)}
@media(max-width:900px){.stock{grid-template-columns:1fr;gap:24px}}
.ticker{display:block;background:#0A1F38;color:#fff;text-decoration:none;overflow:hidden;position:relative;z-index:51;border-bottom:2px solid var(--gold)}
.tk-track{display:flex;width:max-content;animation:tk 38s linear infinite}
.ticker:hover .tk-track{animation-play-state:paused}
.tk-seq{display:flex;align-items:center;flex:none}
.tk-i{font:700 16px/1 'Bricolage Grotesque',system-ui,sans-serif;text-transform:uppercase;letter-spacing:.06em;white-space:nowrap;padding:13px 0;color:#fff}
.tk-i b{font-weight:800;color:var(--gold);margin-right:6px}
.tk-d{width:8px;height:8px;background:var(--gold);transform:rotate(45deg);margin:0 26px;flex:none}
@keyframes tk{to{transform:translateX(-50%)}}
@media(max-width:560px){.tk-i{font-size:15px;padding:11px 0}.tk-d{margin:0 18px}}
@media(prefers-reduced-motion:reduce){.tk-track{animation-duration:90s}}
.hs{background:#fff;color:var(--ink);border-radius:26px;padding:10px 24px 22px;box-shadow:0 40px 80px -30px rgba(0,0,0,.55)}
.hs-tabs{display:flex;gap:4px;border-bottom:1.5px solid var(--line);margin:0 -24px 18px;padding:0 14px}
.hs-tabs button{flex:1;border:0;background:none;min-height:52px;font:800 14.5px Manrope,sans-serif;color:var(--muted);cursor:pointer;border-bottom:3px solid transparent;margin-bottom:-1.5px}
.hs-tabs button[aria-selected=true]{color:var(--ink);border-bottom-color:var(--gold)}
.hs-l{display:block;font-weight:800;font-size:13.5px;margin:12px 0 6px}
.hs-i{width:100%;height:50px;border-radius:12px;border:1.5px solid var(--line);padding:0 14px;font:600 15px Manrope,sans-serif;background:#fff;color:var(--ink);min-width:0}
.hs-two{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media(max-width:420px){.hs-two{grid-template-columns:1fr}}
.hs-b{width:100%;margin-top:18px}.hs-n{margin:10px 0 0;font-size:12.5px;color:var(--muted);text-align:center}.hs-c{margin:6px 0 0;color:var(--muted)}
.hs-chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:16px;padding-top:14px;border-top:1px solid var(--line)}.hs-chips span{font-size:12px;font-weight:800;padding:6px 10px;border-radius:999px;background:var(--ivory);color:var(--acc-ink)}
.hs .acl{top:52px}
nav.main a.nav-cta{color:var(--gold);border:1.5px solid rgba(92,214,177,.55);border-radius:999px;padding:7px 14px;margin:-8px 0}nav.main a.nav-cta:hover{background:rgba(92,214,177,.12)}
@media(max-width:980px){header.top nav.main.open a.nav-cta{border:0;margin:0;padding:14px 0;color:var(--gold)}}
.sim-cta{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:22px;padding:22px 22px 22px 26px;border-radius:20px;background:#FFD166;color:var(--navy);text-decoration:none;font-weight:800;box-shadow:0 0 0 0 rgba(255,209,102,.6),0 14px 34px -10px rgba(255,209,102,.7);animation:ctaPulse 2.6s ease-out infinite;transition:transform .15s}
.sim-cta:hover{transform:translateY(-2px)}
.sim-cta span{font:700 clamp(19px,2.1vw,23px)/1.2 'Bricolage Grotesque',system-ui,sans-serif;letter-spacing:-.01em}.sim-cta small{display:block;margin-top:6px;font:700 13.5px/1.35 Manrope,sans-serif;opacity:.85;letter-spacing:0}
.sim-cta svg{flex:none;width:52px;height:52px;padding:14px;border-radius:50%;background:var(--navy);color:#FFD166}
.hs .hs-b{background:#FFD166;color:var(--navy);box-shadow:0 12px 28px -10px rgba(255,209,102,.7)}.hs .hs-b:hover{background:#FFC940}
@keyframes ctaPulse{0%{box-shadow:0 0 0 0 rgba(255,209,102,.55),0 14px 34px -10px rgba(255,209,102,.7)}70%{box-shadow:0 0 0 14px rgba(255,209,102,0),0 14px 34px -10px rgba(255,209,102,.7)}100%{box-shadow:0 0 0 0 rgba(255,209,102,0),0 14px 34px -10px rgba(255,209,102,.7)}}
@media(prefers-reduced-motion:reduce){.sim-cta{animation:none}}
.sim-cal{display:flex;width:100%;margin-top:12px}.btn-cal2{background:var(--gold);color:var(--navy)}.btn-cal2:hover{filter:brightness(1.06)}
.btn-cal{background:var(--gold);color:var(--navy)}.btn-cal:hover{filter:brightness(1.06)}.or{display:block;text-align:center;font-size:13px;color:var(--muted);font-weight:700;margin:-2px 0}
.cal-l{display:block;text-align:center;font-weight:700;font-size:14px;color:var(--navy);text-decoration:underline;text-underline-offset:3px}.cal-l:hover{color:var(--accent2,#0E7C5E)}
.okmsg{display:none;padding:16px;border-radius:14px;background:#E6F4EC;color:var(--ok);font-weight:800}
footer{padding-block:40px 110px;color:var(--muted);font-size:13.5px}footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.simbar{position:fixed;left:0;right:0;bottom:0;z-index:61;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));background:var(--navy);color:#fff;box-shadow:0 -6px 20px rgba(14,26,51,.18)}.simbar[hidden]{display:none}.simbar b{display:block;font:800 22px Manrope,sans-serif;color:#7FE0C0;font-variant-numeric:tabular-nums;line-height:1.1}.simbar b small{font-size:13px;font-weight:600;color:rgba(255,255,255,.75)}.simbar small{font-size:12.5px;color:rgba(255,255,255,.8)}.simbar a{flex:none;color:#fff;font-weight:700;font-size:14px;text-decoration:none;padding:10px 14px;border:1px solid rgba(255,255,255,.35);border-radius:999px}body.sb-on .mbar{display:none!important}@media(min-width:761px){.simbar{display:none!important}}
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom,0px));background:rgba(255,255,255,.97);border-top:1px solid var(--line)}
.mbar .btn{flex:1 1 0;min-width:0;min-height:48px;font-size:14px;padding:0 6px;white-space:nowrap;box-shadow:none}.mbar .btn svg{flex:none}@media(max-width:400px){.mbar{gap:6px;padding-inline:8px}.mbar .btn{font-size:13px}.mbar .btn-gold svg{display:none}}
@media(max-width:760px){.mbar{display:flex}}
.reveal{transition:opacity .7s,transform .7s}.reveal.pre{opacity:.001;transform:translateY(24px)}
@media(prefers-reduced-motion:reduce){.reveal{transition:none}.reveal.pre{opacity:1;transform:none}html{scroll-behavior:auto}}
[hidden]{display:none!important}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
/* ===== composants ajoutés (refonte conversion) ===== */
.hero .wrap{padding-block:64px 80px}
.trust{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:10px}
.trust li{display:flex;gap:10px;align-items:flex-start;font-size:15.5px;color:rgba(255,255,255,.86)}.trust svg{flex:none;color:var(--gold);margin-top:3px}.trust b{color:#fff}
.gnote{display:inline-flex;align-items:center;gap:8px;margin-top:16px;padding:8px 14px;border-radius:999px;background:rgba(255,255,255,.1);color:#fff;font-weight:700;font-size:14px;text-decoration:none}.gnote i{font-style:normal;color:#FFD166}
.hero .ctas{margin-top:28px}
.hs{padding:24px}.hs-t{margin:0 0 6px;font:700 24px/1.15 'Bricolage Grotesque',system-ui,sans-serif}
.hs .hs-b{background:#FFD166;color:var(--navy)}
.btn-line{background:#fff;color:var(--navy);border:1.5px solid var(--line)}.btn-line:hover{border-color:var(--navy)}
.btn-line2{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.45)}.btn-line2:hover{border-color:#fff}
.linkb{background:none;border:0;padding:0;font:700 14px Manrope,sans-serif;color:inherit;text-decoration:underline;text-underline-offset:3px;cursor:pointer}
/* comment ça marche */
.how{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}@media(max-width:900px){.how{grid-template-columns:1fr}}
.how-i{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;display:flex;flex-direction:column;gap:10px}
.how-n{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:var(--navy);color:var(--gold);font:700 22px 'Bricolage Grotesque',sans-serif}
.how-i h3{font-size:24px}.how-i p{margin:0;color:var(--muted)}.how-a{margin-top:auto;font-weight:800;color:var(--acc-ink);text-decoration:none}
.pay{margin-top:18px;display:grid;grid-template-columns:.8fr 2fr;gap:26px;align-items:center;background:var(--navy);color:#fff;border-radius:22px;padding:28px 32px}
.pay h3{font-size:28px;margin-top:10px}.pay p{margin:0;color:rgba(255,255,255,.85);font-size:16.5px}.pay a{display:inline-block;margin-top:10px;color:var(--gold);font-weight:800;text-decoration:none}
@media(max-width:800px){.pay{grid-template-columns:1fr;padding:24px}}
/* simulateur express */
.xp{display:grid;grid-template-columns:1fr 1fr;border-radius:26px;overflow:hidden;box-shadow:0 30px 60px -34px rgba(15,45,79,.5);border:1px solid var(--line)}
@media(max-width:900px){.xp{grid-template-columns:1fr}}
.xp-l{background:#fff;padding:30px}.xp-r{background:var(--navy);color:#fff;padding:30px;display:flex;flex-direction:column;justify-content:center}
.xp-prog{list-style:none;display:flex;gap:6px;padding:0;margin:0 0 22px}.xp-prog li{flex:1;display:flex;flex-direction:column;gap:6px;font-size:12.5px;font-weight:800;color:var(--muted)}
.xp-prog li:before{content:"";height:5px;border-radius:9px;background:var(--line)}.xp-prog li.on{color:var(--ink)}.xp-prog li.on:before{background:var(--gold)}.xp-prog span{display:none}
.xp-q{display:block;font:700 24px/1.2 'Bricolage Grotesque',system-ui,sans-serif;margin-bottom:14px}
.xp-i{width:100%;height:56px;border-radius:14px;border:1.5px solid var(--line);padding:0 16px;font:700 17px Manrope,sans-serif;color:var(--ink);background:#fff}
.xp .acl{top:60px}.xp-h{margin:8px 0 0;font-size:13px;color:var(--muted)}.xp-h a{color:inherit}
.xp-pills button{min-height:52px;font-size:17px}
.xp-err{margin:12px 0 0;padding:10px 12px;border-radius:10px;background:#FFF1E6;color:#7A2E0E;font-size:14px;font-weight:700}
.xp-nav{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:22px}.xp-nav .btn{margin-left:auto;min-width:180px}
.xp-wait b{font:700 26px 'Bricolage Grotesque',sans-serif}.xp-wait ul{list-style:none;padding:0;margin:16px 0;display:grid;gap:10px}.xp-wait li{display:flex;gap:10px;color:rgba(255,255,255,.85)}.xp-wait svg{color:var(--gold);flex:none;margin-top:3px}.xp-wait p{margin:0;color:rgba(255,255,255,.6);font-size:14px}
.xp-k span,.xp-g span{display:block;font-size:13px;color:rgba(255,255,255,.65);font-weight:700}
.xp-k b{display:block;font:700 clamp(40px,4.6vw,56px)/1.05 'Bricolage Grotesque',sans-serif;color:var(--gold);font-variant-numeric:tabular-nums;margin-top:4px}
.xp-g{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}.xp-g div{background:rgba(255,255,255,.07);border-radius:14px;padding:14px}.xp-g b{font-size:21px;font-variant-numeric:tabular-nums}
.xp-p{font-size:13px;color:rgba(255,255,255,.7);margin:14px 0 4px;line-height:1.5}.xp-p a{color:var(--gold)}
.xp-c{width:100%;margin-top:12px}.xp-mail{margin-top:12px}.xp-mf{display:flex;gap:8px;flex-wrap:wrap}.xp-mf input{flex:1 1 200px;min-width:0;height:50px;border-radius:12px;border:0;padding:0 14px;font:600 15px Manrope,sans-serif}
.xp-mail .xp-h{color:rgba(255,255,255,.6)}.xp-mail .en-ok{color:#8FE0B8;font-weight:800}
.xp-links{margin:14px 0 0;font-size:14px;color:rgba(255,255,255,.7)}
.xp-more{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin:22px 0 0}.xp-more span{color:var(--muted);font-size:14px}
#expert{margin-top:26px}
.why-n{margin:14px 0 0;font-size:13px;color:var(--muted)}.why-n a{color:var(--acc-ink);font-weight:700}
/* cartes programmes */
.pcards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}@media(max-width:980px){.pcards{grid-template-columns:1fr 1fr}}@media(max-width:620px){.pcards{grid-template-columns:1fr}}
.pc{background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:var(--ink);transition:box-shadow .2s,transform .2s}
.pc:hover{box-shadow:0 24px 50px -30px rgba(15,45,79,.55);transform:translateY(-2px)}
.pc-img{aspect-ratio:4/3;background:linear-gradient(135deg,var(--navy2),var(--navy));position:relative;overflow:hidden}.pc-img img{width:100%;height:100%;object-fit:cover;display:block}
.pc-noimg{position:absolute;inset:0;display:grid;place-items:center;color:rgba(255,255,255,.6);font-weight:700;font-size:14px}
.pc-liv{position:absolute;left:12px;top:12px;background:rgba(15,45,79,.85);color:#fff;font-size:12.5px;font-weight:800;padding:6px 10px;border-radius:999px}
.pc-b{padding:18px 20px 20px;display:flex;flex-direction:column;gap:8px;flex:1}.pc-b h3{font-size:22px}
.pc-loc{font-size:14px;color:var(--muted);font-weight:700}.pc-typ{font-size:14.5px}
.pc-px{margin-top:auto;display:flex;justify-content:space-between;align-items:baseline;gap:10px;padding-top:10px;border-top:1px solid var(--line)}.pc-px span{font-size:12.5px;color:var(--muted)}.pc-px b{font:700 24px 'Bricolage Grotesque',sans-serif}
.bdg{display:flex;flex-wrap:wrap;gap:6px}.bdg span{font-size:12px;font-weight:800;padding:4px 9px;border-radius:999px;background:#E6F8F1;color:#0E7C5E}
.pempty{background:#fff;border:1.5px dashed var(--line);border-radius:22px;padding:30px;text-align:center}.pempty h3{font-size:24px}.pempty p{color:var(--muted);max-width:620px;margin:10px auto 18px}
.pfil{display:flex;flex-wrap:wrap;gap:10px;align-items:end;margin-bottom:20px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px}
.pfil label{display:flex;flex-direction:column;gap:6px;font-size:12.5px;font-weight:800;color:var(--muted);flex:1 1 150px}
.pfil select,.pfil input{height:46px;border-radius:12px;border:1.5px solid var(--line);padding:0 12px;font:600 15px Manrope,sans-serif;color:var(--ink);background:#fff}
.pfil .chk{flex:0 0 auto;flex-direction:row;align-items:center;height:46px;color:var(--ink)}
.pcount{margin:0 0 14px;color:var(--muted);font-weight:700}
/* fiche programme */
.bc{font-size:13.5px;color:var(--muted);margin:0 0 16px}.bc a{color:inherit}.bc span{margin:0 6px}
.hero .bc{color:rgba(255,255,255,.7)}
.fp-top{display:grid;grid-template-columns:1.3fr .7fr;gap:28px;align-items:start}@media(max-width:980px){.fp-top{grid-template-columns:1fr}}
.fp-gal{display:grid;grid-template-columns:2fr 1fr;gap:10px}.fp-gal img{width:100%;height:100%;object-fit:cover;border-radius:16px;display:block;aspect-ratio:4/3}
.fp-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;position:sticky;top:90px}
.fp-card .px{font:700 36px 'Bricolage Grotesque',sans-serif}.fp-card dl{display:grid;grid-template-columns:auto 1fr;gap:6px 14px;margin:14px 0;font-size:14.5px}.fp-card dt{color:var(--muted);font-weight:700}.fp-card dd{margin:0;font-weight:700}
.fp-sec{margin-top:40px}.fp-sec h2{font-size:32px;margin-bottom:14px}.fp-list{padding-left:20px;color:var(--muted)}
.fp-lots{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:#fff}
/* textes éditoriaux */
.prose-w{max-width:860px}.prose{font-size:17.5px;line-height:1.7}.prose h2{font-size:clamp(28px,3vw,36px);margin:44px 0 12px}.prose h3{font-size:22px;margin:28px 0 8px}
.prose p,.prose li{color:#2b3140}.prose a{color:var(--acc-ink);font-weight:700}.prose ul,.prose ol{padding-left:22px}.prose li{margin:6px 0}
.prose table{margin:12px 0}.prose .scroll{border:1px solid var(--line);border-radius:14px;background:#fff;max-height:none}
.guide-meta{font-size:14px;color:rgba(255,255,255,.7);margin-top:14px}
.guide-cta{display:flex;flex-wrap:wrap;gap:12px;margin:34px 0 0;padding:24px;border-radius:20px;background:#fff;border:1px solid var(--line)}
.guide-rel{margin-top:40px}.guide-rel h2{font-size:26px;margin-bottom:12px}
.gcards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}@media(max-width:900px){.gcards{grid-template-columns:1fr}}
.gc{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;gap:8px}.gc:hover{border-color:var(--navy)}
.gc span{font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--acc-ink)}.gc h3{font-size:22px}.gc p{margin:0;color:var(--muted);font-size:15px}
.hero.sub .wrap{display:block;padding-block:48px 56px}.hero.sub h1{font-size:clamp(34px,4.4vw,58px);max-width:900px}.hero.sub .lead{max-width:780px}
/* avis, partenaires, emplacements à compléter */
.rvs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}@media(max-width:900px){.rvs{grid-template-columns:1fr}}
.rv{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;margin:0}.rv-s{color:#E3A008;letter-spacing:2px}.rv blockquote{margin:10px 0;font-size:15.5px}.rv figcaption{font-size:13.5px;color:var(--muted);font-weight:700}
.pts{display:flex;flex-wrap:wrap;gap:14px}.pt{background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px 18px;display:flex;align-items:center;gap:12px}.pt img{height:40px;width:auto}
.todo{border:2px dashed #E3A008;background:#FFF8E1;color:#7A5200;border-radius:14px;padding:12px 14px;font-size:13.5px;font-weight:700;margin:10px 0}
/* formulaire rappel */
.rp{display:grid;grid-template-columns:1fr 1fr;gap:10px}.rp .full{grid-column:1/-1}
.rp input,.rp select,.rp textarea{height:50px;border-radius:12px;border:1.5px solid var(--line);padding:0 14px;font:600 15px Manrope,sans-serif;min-width:0;background:#fff;color:var(--ink)}
.rp textarea{height:auto;min-height:84px;padding:12px 14px}
.rp details{border:1px solid var(--line);border-radius:12px;padding:0 14px}.rp summary{cursor:pointer;min-height:46px;display:flex;align-items:center;font-weight:800;font-size:14px;color:var(--muted)}
.rp details[open]{padding-bottom:12px}.rp details .rp{margin-top:6px}
.rp .note{font-size:12.5px;color:var(--muted);margin:0}
@media(max-width:520px){.rp{grid-template-columns:1fr}}
.en-ok{font-weight:800}.card .en-ok{padding:16px;border-radius:14px;background:#E6F4EC;color:var(--ok)}
.or{display:block;text-align:center;font-size:13px;color:var(--muted);font-weight:700}
.btn-cal{background:var(--gold);color:var(--navy)}
/* pied de page */
footer.ft{background:var(--navy);color:rgba(255,255,255,.75);padding:56px 0 120px;font-size:14.5px}
.ft-g{display:grid;grid-template-columns:1.4fr repeat(4,minmax(0,1fr));gap:28px}@media(max-width:1000px){.ft-g{grid-template-columns:1fr 1fr}}@media(max-width:520px){.ft-g{grid-template-columns:1fr}}
.ft h2{font:800 12.5px Manrope,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:0 0 12px}
.ft ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}.ft a{color:rgba(255,255,255,.8);text-decoration:none}.ft a:hover{color:#fff;text-decoration:underline}
.ft-b p{margin:12px 0 0;max-width:340px}.ft-legal{margin-top:36px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);display:flex;flex-wrap:wrap;gap:14px 24px;justify-content:space-between;font-size:13px;color:rgba(255,255,255,.55)}
.ft-legal a{color:rgba(255,255,255,.7)}
/* bandeau cookies */
.ck{position:fixed;left:16px;right:16px;bottom:16px;z-index:80;max-width:560px;margin-left:auto;background:#fff;color:var(--ink);border-radius:18px;padding:20px;box-shadow:0 30px 60px -20px rgba(0,0,0,.45);border:1px solid var(--line)}
.ck p{margin:0 0 12px;font-size:14px}.ck-b{display:flex;flex-wrap:wrap;gap:8px}.ck-b .btn{min-height:44px;font-size:14px;padding:0 16px}
.ck-p{margin:12px 0;display:grid;gap:8px;font-size:14px}.ck-p label{display:flex;gap:8px;align-items:flex-start}
@media(max-width:760px){.ck{bottom:84px}}
/* page qui sommes-nous / contact */
.qui-g{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px;align-items:start}@media(max-width:900px){.qui-g{grid-template-columns:1fr}}
.qui-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px}.qui-card img{width:100%;border-radius:16px;display:block}
.reg{display:grid;grid-template-columns:auto 1fr;gap:8px 16px;font-size:15px}.reg dt{color:var(--muted);font-weight:700}.reg dd{margin:0}
.cal-inline{min-width:320px;height:720px;border-radius:20px;overflow:hidden;background:#fff;border:1px solid var(--line)}
.elig{max-width:720px}.el-q{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;margin-bottom:14px}.el-q h3{font-size:20px;margin-bottom:12px}
.el-r{border-radius:20px;padding:24px;margin-top:10px}.el-r.ok{background:#E6F4EC}.el-r.no{background:#FFF1E6}.el-r h3{font-size:26px}
.ft .wrap{display:block}footer.ft{margin-top:0}
.hero h1{font-size:clamp(38px,4.8vw,66px)}.hero h1 em{font-size:1em}.hero h1 .h1a{font-size:.62em}
@media(max-width:760px){.trust li{font-size:14.5px}.hero .wrap{padding-block:40px 56px}}
.band .k b{font-size:clamp(30px,3vw,40px)}
.tps2{display:flex;flex-wrap:wrap;gap:8px}.tp2{position:relative}.tp2 input{position:absolute;opacity:0;pointer-events:none}
.tp2 span{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;border:1.5px solid var(--line);font-weight:700;font-size:14.5px;cursor:pointer;background:#fff}
.tp2 input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}.tp2 input:focus-visible+span{outline:3px solid var(--gold);outline-offset:2px}
.el-q .rp select,.el-q .rp input{width:100%}
.prose table{display:block;overflow-x:auto;max-width:100%}.prose .scroll table{display:table}
@media(max-width:900px){.deps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:480px){.dep{padding:14px;font-size:14px;min-width:0;overflow-wrap:anywhere}.dep span{font-size:26px}}
@media(max-width:430px){.hcta .btn{font-size:0;gap:0;padding:0 12px;min-height:42px}.hcta .btn svg{width:20px;height:20px}}
.pc-noimg{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;text-align:center;padding:16px;background:radial-gradient(120% 90% at 20% 10%,rgba(92,214,177,.22),transparent 60%)}
.pc-noimg b{color:#fff;font-size:24px;font-weight:800;letter-spacing:-.01em;line-height:1.1}
section.fp-sec{padding:0;margin:0 0 36px}
.fp-top>div>section.fp-sec:first-child{margin-top:0}
.fp-top>div{min-width:0}
@media(max-width:600px){.fp-lots th:last-child,.fp-lots td:last-child{display:none}.fp-lots th,.fp-lots td{padding:10px 8px;font-size:14px}.fp-lots th:nth-child(2){font-size:0}.fp-lots th:nth-child(2):after{content:"Dispo";font-size:12px}}
.fp-px{display:inline-block;margin-top:14px;background:#fff;color:var(--navy);border-radius:14px;padding:10px 16px;font-weight:800}.fp-px small{display:block;font-weight:600;font-size:12px;color:var(--muted)}.fp-px b{font-size:24px}
.pc-img svg{position:absolute;inset:0;width:100%;height:100%;display:block}
.pc-ill{position:absolute;right:10px;bottom:10px;background:rgba(255,255,255,.85);color:var(--muted);font-size:11px;font-weight:700;padding:3px 8px;border-radius:999px}
.fp-ill{margin:0 0 36px}.fp-ill svg{display:block;width:100%;height:auto;aspect-ratio:800/420;border-radius:18px}.fp-ill figcaption{font-size:13px;color:var(--muted);margin-top:8px}
a.vc{text-decoration:none;color:inherit}.vc-n{margin:4px 0 14px;font-size:15px}.vc-g{font-size:20px;margin:26px 0 14px}.vc .sc-b{margin-top:auto}
/* v22 : calculateur de budget dans le hero */
.hs-xp{padding:22px 24px 20px}.hs-sub{margin:0 0 16px;font-size:14px;color:var(--muted)}
.hs-xp .xp{display:block;border:0;box-shadow:none;border-radius:0;overflow:visible}
.hs-xp .xp-l{padding:0;background:none}.hs-xp .xp-q{font-size:19px;margin-bottom:10px}.hs-xp .xp-i{height:52px;font-size:16px}
.hs-xp .xp-prog{margin-bottom:16px}.hs-xp .xp-nav{margin-top:16px}.hs-xp .xp-nav .btn{background:#FFD166;color:var(--navy);min-width:0;flex:1}
.hs-xp .xp:not(.done) .xp-r{display:none}.hs-xp .xp.done .xp-l{display:none}.hs-xp #xpWait{display:none}
.hs-xp .xp-r{border-radius:18px;padding:22px}.hs-xp .xp-k b{font-size:44px}
.hs-alt{margin:14px 0 0;text-align:center;font-size:14px;font-weight:700}.hs-alt a{color:var(--ink)}
.hs-xp:has(.xp.done) .hs-alt{display:none}
#progBud{padding-top:56px}.pc-s .pc-b{padding-top:20px}
.pb-none{display:grid;grid-template-columns:1fr 1.1fr;gap:28px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;margin-top:10px}
.pb-none h3{font-size:24px;margin:0 0 8px}.pb-none p{margin:0;color:var(--muted)}
@media(max-width:860px){.pb-none{grid-template-columns:1fr}}
@media(max-width:900px){.hero .ctas{display:none}}
#progBud,#calcul,#sim{scroll-margin-top:84px}
.pc-img img{width:100%;height:100%;object-fit:cover;display:block}
.fp-ph .fp-gal{grid-template-rows:1fr 1fr}.fp-ph .fp-gal img:first-child{grid-row:span 2;aspect-ratio:auto;min-height:320px}
@media(max-width:640px){.fp-ph .fp-gal{grid-template-columns:1fr 1fr;grid-template-rows:auto}.fp-ph .fp-gal img:first-child{grid-column:span 2;grid-row:auto;min-height:0;aspect-ratio:4/3}}
/* v24 : bouton "Suivant" du calculateur en bleu nuit (le jaune reste réservé à "Voir les programmes") */
.hs-xp .xp-nav .btn{background:var(--navy);color:#fff;box-shadow:0 12px 26px -12px rgba(15,45,79,.6)}
#xpExpert{box-shadow:0 12px 26px -12px rgba(15,45,79,.6)}

/* bloc simulateur complet */
.simx{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;background:var(--navy);color:#fff;border-radius:28px;padding:52px 56px;margin-bottom:34px}
.simx .eyebrow{color:var(--gold2)}.simx h2{color:#fff;margin:14px 0 14px}.simx h2 em{color:var(--gold2)}
.simx-sub{font-size:18px;line-height:1.55;color:#D5DCEA;margin:0 0 22px;max-width:36em}
.simx-tags{list-style:none;display:flex;flex-wrap:wrap;gap:10px;margin:0 0 28px;padding:0}
.simx-tags li{padding:9px 16px;border-radius:999px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.18);font-weight:700;font-size:14.5px}
.simx-go{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.simx-go small{color:#AEB8CC;font-size:14px}
.simx .btn-navy{background:#fff;color:var(--navy);min-height:58px;padding:0 30px;font-size:17px;box-shadow:0 14px 30px -14px rgba(0,0,0,.6)}
.simx .btn-navy:hover{transform:translateY(-2px)}
.simx-card{background:#fff;color:var(--ink);border-radius:20px;padding:26px 26px 20px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.simx-k,.simx-k2{font-weight:800;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0 0 14px}.simx-k2{margin-top:22px}
.simx-plan{display:flex;align-items:center;gap:22px}
.simx-donut{width:108px;height:108px;flex:none;border-radius:50%;background:conic-gradient(#CFF4E8 0 12%,var(--c1) 12% 32%,var(--c3) 32% 42%,var(--c2) 42% 100%);-webkit-mask:radial-gradient(circle,transparent 33px,#000 34px);mask:radial-gradient(circle,transparent 33px,#000 34px)}
.simx-plan ul{list-style:none;margin:0;padding:0;display:grid;gap:7px;font-size:14.5px;font-weight:600}
.simx-plan i{display:inline-block;width:11px;height:11px;border-radius:3px;margin-right:9px;vertical-align:-1px}
.simx-tl{display:flex;gap:4px}
.simx-tl span{flex:1;min-width:0;background:var(--sky);border-radius:8px;padding:8px 8px 7px;font-weight:800;font-size:13.5px;color:var(--navy);overflow:hidden;white-space:nowrap}
.simx-tl span:nth-child(2){background:#C8DAEA}.simx-tl span:nth-child(3){background:#B3CBE1}.simx-tl span:nth-child(4){background:var(--gold2)}
.simx.open #xpExpert span{display:none}
.simx-tl small{display:block;font-weight:600;font-size:11.5px;color:var(--muted)}
.simx-n{font-size:12.5px;color:var(--muted);margin:12px 0 0;line-height:1.45}
.simx.open .simx-r{display:none}.simx.open{grid-template-columns:1fr}
@media(max-width:900px){.simx{grid-template-columns:1fr;padding:34px 22px;gap:30px;border-radius:22px}.simx-sub{font-size:16px}.simx .btn-navy{width:100%;font-size:16px;padding:0 18px}.simx-go small{width:100%;text-align:center}}
@media(max-width:420px){.simx-tl span{min-width:0;font-size:12px;padding:7px 5px}.simx-tl small{font-size:10.5px}}
/* bouton simulateur : orange vif, réservé au simulateur */
.btn-sim{background:linear-gradient(135deg,#FF9F43 0%,#FF5E3A 100%);color:#fff;font-weight:800;box-shadow:0 16px 34px -12px rgba(255,94,58,.8),inset 0 1px 0 rgba(255,255,255,.3);border:0}
.btn-sim:hover{transform:translateY(-2px);filter:brightness(1.06);box-shadow:0 20px 40px -12px rgba(255,94,58,.9)}
.btn-sim .arr{display:inline-block;margin-left:4px;animation:simArr 1.6s ease-in-out infinite}
@keyframes simArr{0%,100%{transform:translateX(0)}50%{transform:translateX(5px)}}
@media(prefers-reduced-motion:reduce){.btn-sim .arr{animation:none}}
.simx .btn-sim{min-height:60px;padding:0 32px;font-size:17.5px}
.xp .btn-sim.xp-c{width:100%;margin-top:10px}
.hs-full{margin:12px 0 0;text-align:center;font-size:14px;color:var(--muted)}.hs-full a{color:#E8532E;font-weight:800}
.hs-xp:has(.xp.done) .hs-full{display:none}
.res-lead{margin:22px 0 6px;padding:20px;border-radius:18px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16)}
.rl-t b{display:block;color:#fff;font:700 20px 'Bricolage Grotesque',sans-serif}.rl-t span{display:block;color:rgba(255,255,255,.72);font-size:14px;margin:4px 0 14px}
.rl-f{display:grid;grid-template-columns:1fr 1fr auto;gap:10px}.rl-f input{min-height:50px;border-radius:12px;border:1px solid rgba(255,255,255,.25);background:#fff;padding:0 14px;font:500 15px Manrope,sans-serif}
.rl-f .btn-sim{min-height:50px;white-space:nowrap}.rl-h{grid-column:1/-1;margin:2px 0 0;font-size:12px;color:rgba(255,255,255,.6)}.rl-h a{color:rgba(255,255,255,.8)}
.res-lead .en-ok{color:#fff;margin:0}.res-lead .linkb{color:#FFB38A}.rl-pdf{margin:10px 0 0;font-size:13.5px}
@media(max-width:700px){.rl-f{grid-template-columns:1fr}.rl-f .btn-sim{width:100%}}
/* impression du plan de financement */
@media print{body.printing>*:not(main),body.printing main>*:not(#sim),body.printing #sim .simx,body.printing #sim .tabs,body.printing #sim .tabs-l,body.printing #inputs,body.printing .sim-cta,body.printing .sim-cal,body.printing .res-lead,body.printing #mbar,body.printing .ck{display:none!important}
 body.printing #expert{display:block!important}body.printing .simgrid{display:block}body.printing #res{-webkit-print-color-adjust:exact;print-color-adjust:exact;position:static;max-width:none}
 body.printing #sim:before{content:"Plan de financement · Envie Neuf · envieneuf.fr";display:block;font:700 18px Manrope,sans-serif;margin:0 0 12px}}
.hero.tool .hs-xp{display:none}.hero.tool .ctas{display:flex!important}
nav.main a.nav-sim{color:#FFB07C;font-weight:800}
.hero.tool .wrap{grid-template-columns:1fr!important;max-width:980px}.hero.tool .ctas .m-only,.hero.tool .ctas .btn-yel{display:none}
.hero.tool{min-height:0;padding-bottom:56px}

.afc{padding:22px;margin:18px 0 26px}.af-in{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:16px}.af-in label{font-weight:700;font-size:13.5px;display:grid;gap:6px}.af-in .val{display:flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:12px;padding:0 12px;min-height:46px;background:#fff}.af-in input{border:0;width:100%;font:700 16px Manrope,sans-serif;outline:0;background:transparent}.af-k{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}.af-k div{background:var(--navy);color:#fff;border-radius:14px;padding:14px 16px}.af-k span{display:block;font-size:12.5px;opacity:.75}.af-k b{font:700 24px 'Bricolage Grotesque',sans-serif}@media(max-width:760px){.af-in{grid-template-columns:1fr 1fr}.af-k{grid-template-columns:1fr}}
.sim-tool .simx{display:none}.sim-tool{padding-top:48px}
.rl-f{grid-template-columns:1fr 1fr}.rl-f .btn-sim{grid-column:1/-1;width:100%}
@media(max-width:700px){.rl-f{grid-template-columns:1fr}}
.fp-gal img{cursor:zoom-in}
.lbx{position:fixed;inset:0;z-index:1000;background:rgba(8,14,28,.92);display:flex;align-items:center;justify-content:center;padding:24px}
.lbx[hidden]{display:none}.lbx figure{margin:0;max-width:min(1200px,100%);text-align:center}
.lbx img{max-width:100%;max-height:82vh;border-radius:14px;display:block;margin:0 auto}
.lbx figcaption{color:rgba(255,255,255,.75);font-size:13.5px;margin-top:10px}
.lbx button{position:absolute;border:0;background:rgba(255,255,255,.14);color:#fff;border-radius:999px;width:48px;height:48px;font-size:30px;line-height:1;cursor:pointer}
.lbx button:hover{background:rgba(255,255,255,.28)}.lbx-x{top:16px;right:16px}.lbx-p{left:16px;top:50%;transform:translateY(-50%)}.lbx-n{right:16px;top:50%;transform:translateY(-50%)}
@media(max-width:600px){.lbx{padding:12px}.lbx-p,.lbx-n{top:auto;bottom:20px;transform:none}}
.hs-xp .gback{color:var(--navy);border:1.5px solid var(--line);border-radius:999px;padding:0 16px;background:#fff}
.hs-xp .gback:hover{border-color:var(--navy)}
.hs-xp .xp-nav .btn{flex:1}
@keyframes flash{0%{box-shadow:0 0 0 0 rgba(255,122,61,.75)}60%{box-shadow:0 0 0 14px rgba(255,122,61,0)}100%{box-shadow:0 0 0 0 rgba(255,122,61,0)}}
.flash{animation:flash 1.2s ease-out 2}
.fp-back{margin:0 0 10px;font-size:14px;font-weight:700}.fp-back a{color:#9FE3CB;text-decoration:none}.fp-back a:hover{text-decoration:underline}
/* bloc « aides du neuf » */
.aides{background:linear-gradient(160deg,#0F2D4F 0%,#16305a 100%);color:#fff;padding:72px 0 76px}
.aides-h{max-width:820px}.aides-h .eyebrow{color:#9FE3CB}.aides-h h2{color:#fff;font-size:clamp(32px,4vw,50px);margin:12px 0 14px}.aides-h h2 em{color:#FFB07C;font-style:normal}
.aides-h p{color:rgba(255,255,255,.8);font-size:18px;line-height:1.55;margin:0}
.aides-g{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;margin-top:36px}
.aide{display:flex;flex-direction:column;gap:8px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:20px;padding:22px 18px;color:#fff;text-decoration:none;transition:transform .18s,background .18s,border-color .18s}
.aide:hover{transform:translateY(-4px);background:rgba(255,255,255,.1);border-color:#9FE3CB}
.aide-n{font:800 clamp(58px,5.2vw,78px)/.95 'Manrope',system-ui,sans-serif;letter-spacing:-.05em;font-variant-numeric:tabular-nums;background:linear-gradient(135deg,#FFD0A8 0%,#FF8A4C 55%,#FF6A2B 100%);-webkit-background-clip:text;background-clip:text;color:transparent;white-space:nowrap}.aide-n i{font-style:normal;font-size:.5em;letter-spacing:-.02em;margin-left:2px}
.aide-t{font-weight:800;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:#9FE3CB;margin-top:4px}
.aide-b{font:800 19px/1.25 'Manrope',system-ui,sans-serif;color:#fff;letter-spacing:-.01em}
.aide-d{font-size:14.5px;line-height:1.5;color:rgba(255,255,255,.82)}.aide-d b{color:#fff}
.aide-x{margin-top:auto;font-size:13px;font-weight:700;color:#0F2D4F;background:#9FE3CB;border-radius:10px;padding:8px 10px;line-height:1.35}
.aide-c{font-size:13.5px;font-weight:800;color:#FFB07C}
.aides-f{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:30px}.aides-f span{color:rgba(255,255,255,.7);font-size:14px}.aides-f .btn-sim{min-height:58px;padding:0 30px;font-size:17px}
@media(max-width:1100px){.aides-g{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:720px){.aides{padding:52px 0}.aides-g{grid-template-columns:1fr 1fr;gap:10px}.aide{padding:16px 14px}.aide-d{font-size:13.5px}.aides-f .btn-sim{width:100%}}
@media(max-width:420px){.aides-g{grid-template-columns:1fr}}

.xp-pre,.rl-pre{margin:0 0 10px;font-size:13.5px;line-height:1.45;font-weight:600}.xp-pre{color:rgba(255,255,255,.85)}.rl-pre{color:rgba(255,255,255,.85)}
/* cartes guides : photo de fond légère */
.gc{position:relative;overflow:hidden;isolation:isolate}
.gc:before,.gc:after{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none}
.gc:before{background:var(--gci,url(/img/neuf1.webp)) center/cover no-repeat;opacity:.5;transition:opacity .25s,transform .4s}
.gc:after{background:linear-gradient(170deg,#fff 38%,rgba(255,255,255,.72) 72%,rgba(255,255,255,.5) 100%)}
.gc:hover:before{opacity:.75;transform:scale(1.04)}
.gc:nth-child(5n+2){--gci:url(/img/glass.webp)}.gc:nth-child(5n+3){--gci:url(/img/neuf2.webp)}.gc:nth-child(5n+4){--gci:url(/img/hero.webp)}.gc:nth-child(5n+5){--gci:url(/img/neuf3.webp)}
@media (prefers-reduced-motion:reduce){.gc:before{transition:none}.gc:hover:before{transform:none}}

.qk{display:block}.qk[hidden]{display:none}.qk-row{display:flex;justify-content:space-between;align-items:baseline;gap:10px;margin-bottom:10px}.qk-row label,.qk-l{font-weight:700;font-size:15px;color:var(--ink)}.qk-row b{font:800 20px 'Bricolage Grotesque',sans-serif;font-variant-numeric:tabular-nums}
.qk input[type=range]{width:100%;margin:2px 0 18px;accent-color:#3FCB9C}
.qk-l{display:block;margin-bottom:8px}.qk-p{display:grid;grid-template-columns:repeat(5,1fr);gap:6px}
.qk-res{margin-top:18px;padding:16px 18px;border-radius:18px;background:var(--navy,#0F2D4F);color:#fff}.qk-res>span{font-size:13px;color:rgba(255,255,255,.72);font-weight:600}
.qk-res>b{display:block;font:800 clamp(38px,4.2vw,50px)/1.05 'Bricolage Grotesque',sans-serif;color:#7FE0C0;font-variant-numeric:tabular-nums;margin:2px 0 10px}
.qk-g{display:grid;grid-template-columns:1fr 1fr;gap:10px;border-top:1px solid rgba(255,255,255,.14);padding-top:10px}.qk-g span{display:block;font-size:12.5px;color:rgba(255,255,255,.68);font-weight:600}.qk-g b{font-size:17px;font-variant-numeric:tabular-nums}
.qk-n{margin:10px 0 14px;font-size:12.5px;color:#475066}.qk-go{width:100%;justify-content:center}.qk-pg{display:block;text-align:center;margin-top:12px;font-weight:700;font-size:14px;color:var(--navy,#0F2D4F)}

.qk-val{display:flex;align-items:center;gap:4px;font:800 18px 'Bricolage Grotesque',sans-serif}.qk-val input{width:108px;text-align:right;border:1.5px solid var(--line);border-radius:10px;height:40px;padding:0 10px;font:800 18px 'Bricolage Grotesque',sans-serif;font-variant-numeric:tabular-nums;color:var(--ink);background:#fff}.qk-val input:focus{outline:none;border-color:#3FCB9C;box-shadow:0 0 0 3px rgba(63,203,156,.2)}

.qk-rfr{margin-top:18px;margin-bottom:4px}.qk-rfr label small{display:block;font-weight:600;font-size:12px;color:#5A6275}.qk-h{margin:0;font-size:12.5px;color:#475066}